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GAP Insurance Explained

What is GAP Insurance?

If your vehicle is declared a Total Loss (written off), either from accidental damage, fire or theft (damaged to the point that repair would cost more than what the car is actually worth) a GAP Insurance policy is designed to pay the difference between what your Fully Comprehensive Motor Insurance Company would pay out and the original purchase price paid for your vehicle, according to your purchase invoice or agreed value.

It is a well known fact that motor vehicles depreciate in value over time***. For a relatively small premium against the cost of your vehicle our GAP Insurance could protect you against that loss of value in the event your vehicle is written off, i.e. declared a Total Loss.

UK GAP Insurance Providers

We are 100% UK based GAP Insurance providers and never outsource any of our calls or telephony. We pride ourselves on striving to deliver the best customer service, which is why you will not have to join an automated queue when you contact our Administration Centre.

The team at have been arranging insurance solutions for over 30 years and because we sell our insurance purely online saving a lot of admin costs, we can pass on those savings to you. Find out more about us or get in contact for more information.

**See Policy Wording for full details.

***Based on Ford Focus 1.6 TDCi H/b 5d Zetec new price £18,740 value after 3 years £9,190. Depreciation in 3 years £9,950 - Glass's Guide June 2013.

Get a quick quote above,
give us a call on 0333 2004866*,
or contact us for more information

Features & Benefits

Latest Car & Automobile News

30 March 2015 - Protecting your car’s residuals - New cars will always depreciate so when it comes to selling even minor damage or seemingly trifling issues can have a major impact on resale value and make it harder for you to sell your car. Depreciation can be the biggest cost of ownership. If you want to protect your existing car's resale value, here are a few tips.

12 January 2015 - Guide for gearing up for winter motoring – Don’t get caught cold - With winter weather arriving in earnest and parts of the country getting badly battered by the Atlantic storms, drivers are being urged to think carefully about their plans for the festive period.

25 September 2014 - Summer shutdowns pull UK car production 20 percent lower in August - British car production fell by more than 20 percent in August because of the timing of holidays and repairs to a major plant but output so far in 2014 remains ahead of last year

* Calls to 0333 numbers are charged at the same rate as dialling a local or national number. If your fixed line or mobile service has inclusive minutes to local or national (01/02) numbers, then calls to 0333 are counted as part of this inclusive call volume.

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First Call Group operates a number of websites and is a trading name of First Call Payment Protection Limited. Registered in England and Wales Company No 07064423. Authorised and regulated by the Financial Conduct Authority. Reference No 541645. You may check this on the Financial Services' register by visiting the FCA website, or by contacting the FCA on 0845 606 1234.